Absolute Business: The Quality Commercial Insurance Alternative for SMEs



Brokers who are looking at providing their SME (small-to-medium enterprise) clients with bespoke commercial insurance solutions that are packaged with cover flexibility and quality of service should look no further than Assurant’s Absolute Business product. At Assurant Risk Consultants, our commercial underwriters are experts in delivering a commercial business insurance solution that has been designed and structured to suit the dynamic requirements of SMEs in South Africa.

 Commercial Insurance Cover Checklist for SMEs
 In order to offer your clients the right Insurer with the right cover that suits their pocket and meets their business needs, you need a commercial insurance underwriter who can offer customised and flexible solutions with cover for: Liability – should the insured be held liable for any damage or loss to a third party there will be peace of mind that a policy with comprehensive liability cover is in place. Property – whether your client owns the building, or simply the contents within, their policy should protect them against fire and storm related or certain other environmental perils. Commercial Vehicles – being insured comprehensively against loss or damage. Alternatively, the insured can take reduced cover only on his vehicle. At Assurant Underwriting Managers, our commercial business insurance product ticks all the right boxes, and so much more. We offer a market leading commercial insurance policy that easily matches the best of what’s on offer in the market backed up by a more personalised approach to communication and policy packaging.

 Providing What the Market Wants in Commercial Insurance
 Our commercial insurance underwriters deliver meticulous attention to detail with a focused approach on meeting your needs. Our dedication to consistent service delivery and quick turnaround empowers you, the broker, with a value-added solution that streamlines quality service delivery. As an Underwriting Manager focused on solutions, we pride ourselves on being accessible and delivering a personalised service to our select broker. This ensures you can reach one of our decision makers directly, whenever needed. Commercial Business Insurance that Offers More Absolute Business offers industry scope and standards when it comes to coverage, with some enhancements, like making provision for business owners and directors to extend their commercial cover to include their personal assets, property and contents. We pride ourselves on our flexible decision making and accessibility and believe our quicker turnaround times and efficient service sets us apart from the norm. To find out how our Absolute Business package can offer your clients more, do not hesitate to contact us.